Subscription Cost Calculator
What all your subscriptions cost per month, per year and over five years.
Good to know. Each subscription costs about as much as a coffee. Together they cost about as much as a holiday.
How it works
In plain words
Turn every price into a monthly cost: a yearly price divided by 12, a weekly price times 52 and divided by 12. Add them up, and multiply by 12 for the year.
The formula
monthly = Σ monthly prices + Σ yearly prices ÷ 12 + Σ weekly prices × 52 ÷ 12 yearly = monthly × 12
Worked example
15.49 + 11.99 + 2.99 + 40, plus 139 ÷ 12 = 11.58 for the yearly one, is 82.05 a month: 984.64 a year.
Sources
No outside data or rates: this is plain arithmetic.
6 automated tests check its answers on every change.
About the subscription cost calculator
Subscriptions are designed to be easy to forget: a small amount, taken automatically, every month. Streaming services, music, cloud storage, apps, news, the gym, delivery memberships and software add up to more than most people guess. Surveys often find people underestimate their total by a wide margin.
List each subscription with its price, one per line. Prices are taken as monthly unless you write “a year” or “a week” after them. The result shows the total per month, per year and over five years, and a table with the most expensive first, which is where cutting back saves the most.
To find them all, go through two or three months of bank and card statements, and check the subscriptions list in your phone’s app store. Look out for free trials that turned into paid plans, and for services two people in the household pay for separately.
A yearly plan is often 15 to 20% cheaper than paying monthly, but only if you would keep the service all year. Rotating streaming services, one or two at a time, is another easy saving.
Questions people ask
How much does the average person spend on subscriptions?
Estimates vary widely, but many households spend well over 100 a month once streaming, apps, the gym and memberships are counted.
How do I find all my subscriptions?
Check two or three months of bank and card statements, and the subscriptions page in your phone’s app store settings.
Is a yearly subscription cheaper than monthly?
Usually by 15 to 20%, if you would keep paying for all twelve months anyway.